Session 2 Student Workbook
Download the complete participant workbook for this session to take notes, complete exercises, and follow the lesson.
Download Student WorkbookComplete participant workbook • PDF • FFES Version 1.0Participant downloads
Start with the Student Workbook, then download the homework, handouts, and worksheets you need. Use blank copies for your personal use; do not upload completed worksheets or sensitive financial information.
Cash-Flow Snapshot & First Spending Plan
Organize monthly income and expenses into a written plan.
Download PDFFor participant use • FFES Version 1.0Freedom Budget Leak Audit
Identify recurring expenses and places where money may be escaping.
Download PDFFor participant use • FFES Version 1.0Emergency-Fund Starter Plan
Set an achievable first emergency-savings target.
Download PDFFor participant use • FFES Version 1.0Seven-Day Cash-Flow Reality Check
Track what actually happens to your money for one week.
Download PDFFor participant use • FFES Version 1.0Zero-Based Budget Excel Workbook
Use the complete computer-based budgeting tool.
Download ExcelFor participant use • FFES Version 1.0Zero-Based Budget Printable Companion
Use the paper version if you do not work in Excel.
Download PDFFor participant use • FFES Version 1.0