FFES logoFreedom Financial Education Seminar SeriesAll sessions

Session 3

Debt Elimination & Credit Management

Create a written debt-stacking plan and manage credit responsibly.

Freedom Principle: Interest is either your servant or your master.

Participant downloads

Start with the Student Workbook, then download the homework, handouts, and worksheets you need. Use blank copies for your personal use; do not upload completed worksheets or sensitive financial information.

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Session 3 Student Workbook

Download the complete participant workbook for this session to take notes, complete exercises, and follow the lesson.

Download Student WorkbookComplete participant workbook • PDF • FFES Version 1.0
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Debt Snapshot & Debt Payoff Planner

List debts privately and organize a payoff sequence.

Download PDFFor participant use • FFES Version 1.0
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Debt-Stacking Action Plan

Turn your payoff sequence into specific monthly actions.

Download PDFFor participant use • FFES Version 1.0
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Credit Report Review Checklist

Review a credit report carefully and responsibly.

Download PDFFor participant use • FFES Version 1.0
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Session 3 Freedom Challenge & Homework

Complete the next step in your debt and credit plan.

Download PDFFor participant use • FFES Version 1.0